5 Best Credit Card Bill Payment Apps in India (With Cashback Offers) – Gadgets To Use

Credit playing cards are an effective way to make funds. You get gives and reductions alongside the reward factors for each buy you make. Interestingly, you can too get rewarded for paying your bank card payments through the use of sure cost apps. Here are among the finest bank card invoice cost apps in India that reward you with cashback and different gives for paying your bank card invoice.

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Best Credit Card Bill Payment Apps in India That Give Cashback

One technique to pay your bank card invoice is thru the cell app or internet banking of the card-issuing financial institution. The invoice will get settled immediately with none hassles. However, it may be tiresome in case you maintain a number of playing cards. Plus, you don’t get any rewards on this methodology.

Several new-age cost apps available in the market allow you to pay your bank card payments with ease. You get the comfort of paying and managing payments for all of your playing cards in a single place, and a few apps even provide cashback and different gives in change.

Here are a few of India’s finest bank card invoice cost apps you should use to clear your dues and earn rewards or cashback.

1. CRED

Cred is a top-rated bank card invoice cost app in India. Every time you pay a invoice, it rewards you with an equal variety of factors referred to as Cred cash. You can then redeem these cash in change for gives.

One can declare thriller cashback after clearing a invoice of min. ₹1000 to get money rewards. In the preliminary days, the app gave good rewards, which at the moment are diminished drastically. So, don’t count on large gives.

Furthermore, Cred helps you to join your Gmail to auto-grab bank card statements, however you’ll be able to keep away from the function if in case you have privateness issues. There’s additionally a singular referral program with ₹500 cashback on referring pals.

You have to have a superb credit score rating to register on Cred.

Highlights

• Pay bank card invoice by way of UPI or internet banking (min. ₹10)
• Get thriller cashback on invoice funds
• Payment reminders, sensible assertion, free credit score rating
• Pay hire along with your bank card

Steps to Use

1. Open Cred, register your self and add your card.
2. Go to the Cards part. Tap Pay now for the cardboard.
3. Enter the quantity and pay by way of Cred UPI, different well-liked UPI apps, or internet banking.
4. Once profitable, declare the thriller cashback if accessible.

Android iOS

2. Amazon

The e-commerce large Amazon additionally gives its cost providers via Amazon Pay. Besides paying for cell and different utilities, you can too pay your bank card payments via Amazon.

Unlike Cred, you don’t get assured cashback. However, you do get occasional gives within the type of rewards. You can examine for gives on bank card invoice funds in Amazon Pay > Your rewards. You’ll additionally see the provide banner in Credit Card Bill part.

Unfortunately, you cannot use Amazon Pay stability to pay bank card payments.

Highlights

• Pay bank card invoice by way of UPI or internet banking (min. ₹100)
• Occasional cashback gives on card invoice funds
• Free credit score rating

Steps to Use

1. Open the Amazon app in your cellphone.
2. Go to the Amazon Pay part.
3. Here, faucet on Credit Card Bill.
4. Check in case you see any provide banners on the invoice cost web page.
5. Add your card and pay the invoice by way of Amazon Pay UPI, some other UPI ID, or internet banking.

Android iOS

3. Paytm

Paytm is the most well-liked cost app in India. You can use it to pay bank card payments with ease. While there’s no everlasting cashback construction, it’s at present working a limited-time marketing campaign provide.

Under the identical, you will get a scratch card value as much as 1 lakh cashback factors on invoice funds of ₹5000 and extra. Note that 1 lakh cashback factors =₹1,000. You will get a minimal of 1,000 factors on each card transaction.

The cashback gives may change over time. So, examine earlier than making the cost. Paytm additionally helps you to pay payments by way of debit playing cards aside from VISA and Mastercard.

Highlights

• Pay bank card invoice by way of Paytm stability, UPI, debit playing cards, or internet banking (min. ₹1)
• Occasional rewards on invoice funds
• Regular invoice reminders
• Pay hire along with your bank card
• Free credit score rating

Steps to Use

1. Open Paytm and go to Credit Card Bill Payment web page.
2. Enter your card quantity if not added already. Also, search for provide banners.
3. Enter the invoice quantity and faucet Proceed.
4. Make cost by way of the mode of your alternative.

Android iOS

4. Mobikwik

Mobikwik app offers you rewards within the type of Supercash each time you pay your bank card invoice. You can use this Supercash later (as much as 5% per transaction) whereas making funds within the app.

Besides UPI, you’ll be able to pay the bank card invoice utilizing your debit card. This will be helpful if you wish to full spending milestones in your debit card, which is a win-win scenario. You may also pay by way of Mobikwik pockets, which attracts a comfort charge of 1.5% + GST.

On the flipside, Mobikwik not too long ago went via an enormous information leak. Also, some customers have reported delayed bank card payments- so, preserve a be aware of it.

Highlights

• Pay bank card invoice by way of debit card, UPI, and Mobikwik stability (min. ₹1)
• Get Supercash on every invoice cost

Steps to Use

• Open the Mobikwik app.
• Select All Services and faucet Credit Card.
• Enter bank card particulars if not already.
• Enter the quantity and apply a coupon if accessible.
• Pay by way of UPI, Mobikwik pockets, or debit card.

Android iOS

5. PhonePe

PhonePe, too, gives the bank card invoice cost possibility. You get scratch playing cards with as much as Rs. 1000 cashback on paying payments, much like whenever you pay others or make some other transactions. It’s pretty easy and allows you to pay nearly all bank card payments utilizing UPI.

Highlights

• Pay bank card invoice by way of UPI (min. ₹1)
• Get scratchcards on invoice funds
• Pay hire along with your bank card

Steps to Use

1. Open the PhonePe app.
2. Tap Credit Card Bill below Recharge & Pay Bills.
3. Enter your bank card quantity and cell quantity.
4. Enter the quantity and proceed with cost.

Android iOS

Get Rewarded for Paying Your Credit Card Bills

These had been the highest bank card invoice cost apps in India that offer you cashback and rewards for paying your card payments. Overall, Cred remains to be a lovely possibility, because of the options it brings to the desk, adopted by Amazon with occasional gives.

However, it might be finest to examine all of the given apps for gives after which resolve what to go for. Anyways, which one do you like? Have some other app to recommend? Let me know within the feedback under.

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