Zagg Protect is the case maker’s model of cellphone insurance coverage

Zagg, an organization identified for its instances and display screen protectors, is now providing its personal cellphone safety plan to compete with the likes of AppleCare, SquareTrade, and Asurion. The firm is pitching its Zagg Protect service as a lower-cost and extra versatile different to different plans — it’s $100 a 12 months, the deductible for incidents is just $49, and also you don’t must determine if you’d like it whilst you’re shopping for a brand new cellphone. Zagg says any cellphone working iOS 11 or newer or that runs Android and has entry to Chrome browser model 68 or newer is eligible, so long as it’s in working situation if you join.

The plan appears centered on repairing, as an alternative of changing your gadget — based on Zagg’s web site, the plan pays as much as $500 per unintentional harm or gadget failure incident. (You get two unintentional harm claims in a rolling 12 month interval, “unlimited” mechanical and electrical failure claims, and one battery alternative.) Zagg says issues like cracked screens, liquid harm, and varied issues like cameras, charging ports, and audio system breaking are lined.

During the claims course of, Zagg will level you to an “authorized repair location” and can reimburse you after you submit a receipt exhibiting how a lot the restore ended up costing. The plan additionally doesn’t cowl loss or theft, as another choices do, and Zagg says that you just’ll get a settlement as much as $500 in case your cellphone is deemed “beyond repair.”

The terms and conditions for Zagg’s protection plan say that you must use a Zagg case or display screen protector to get protection, however the firm’s public relations director Jeff DuBois instructed The Verge in an electronic mail that’s not the case. The requirement was “erroneously included in the terms and conditions as a holdover from preliminary conversations about the plan,” and Zagg is working to take away that requirement.

With that mentioned, anybody who indicators up for Zagg Protect by the top of February will get a $75 credit score to Zagg’s on-line retailer. So whilst you’re not required to make use of a cellphone case, if any of them converse to you, you’ll be capable of get one.