Here’s How You Can Link RuPay Credit Cards With Google Pay for UPI Payments

Tapping into the rising reputation of Unified Payments Interface (UPI), Google Pay at the side of the National Payments Corporation of India (NPCI) on Tuesday introduced the potential for customers to make UPI funds with RuPay bank cards. 

With this improvement, customers can hyperlink their RuPay bank cards with Google Pay to seamlessly pay in any respect on-line and offline retailers the place RuPay bank cards are accepted.  

This function is now obtainable to RuPay bank card holders of Axis Bank, Bank of Baroda, Canara Bank, HDFC financial institution, Indian Bank, Kotak Mahindra Bank, Punjab National Bank and Union Bank of India. More banks will observe go well with shortly. 

To activate, customers want so as to add the RuPay bank card to Google Pay. Users can faucet on the “RuPay credit card on UPI” choice of their profile and choose the financial institution which issued their RuPay bank card. 

Thereafter, customers might want to set a singular UPI PIN by coming into the final six digits of the cardboard quantity and expiry, after which coming into the OTP from their financial institution. The assertion from Google mentioned customers are able to pay retailers on UPI with their RuPay bank card. “They will enter the set UPI PIN, the same way they do for other UPI transactions,” it added. 

Sharath Bulusu, Director of Product Management from Google, mentioned, “Google Pay is a partner to India’s financial ecosystem — enabling millions of users to safely and conveniently make digital payments every day… This feature will give Google Pay users more flexibility and choice in making payments, and will drive greater adoption of digital payments in the country.” 

Nalin Bansal, Chief Relationship Management and Key Initiatives, Corporate Business from NPCI, mentioned, “The integration of RuPay Credit Card on UPI delivers a remarkable user experience seamlessly combining the convenience of UPI with the benefits of RuPay Credit Card.” 

Bansal mentioned, “We believe this service will mature to provide access to digital credit on demand and consumers will be able to make payments by taking benefit of the inherent security and availability of UPI network across both offline and online platforms.”  

In current years, India has witnessed an enormous rise within the variety of transactions made via UPI. NPCI reported an enormous leap in month-to-month transaction depend because the UPI transactions touched 8.7 billion in March 2023. To additional bolster development of digital funds within the nation, the Reserve Bank of India (RBI) allowed linking of RuPay bank cards to the UPI platform in June 2022.