Google Pay Now Lets You Activate UPI Without a Debit Card Using Aadhaar

Google Pay is rolling out help for Aadhaar-based authentication for Unified Payments Interface (UPI) activation, the corporate introduced on Tuesday. The fashionable funds app will now enable customers to arrange their UPI PIN with no debit card. Users who wish to register for UPI on Google Pay utilizing their Aadhaar quantity might want to be certain that they’re signing up utilizing the identical quantity that’s registered with each UIDAI and their financial institution. The firm states that it doesn’t retailer customers’ Aadhaar numbers as a part of the validation course of.

According to Google, the brand new Aadhaar-based system is designed to authenticate customers whereas signing up for UPI with no debit card. Users should present the primary six digits of their Aadhaar quantity in an effort to begin the authentication course of. The firm says that these digits are despatched to UIDAI through the National Payments Corporation of India (NPCI) the place they’re validated.

NPCI’s web site states that 22 banks currently support authentication of customers through Aadhaar, and Google says extra banks are anticipated so as to add help for the function “very soon”.

In order to finish the method, customers should be certain that their checking account and Aadhaar quantity are linked. They may even have to enroll in UPI utilizing the identical quantity that’s registered with their financial institution and UIDAI, to efficiently register for UPI on Google Pay. 

An different technique of signing up for Google Pay
Photo Credit: Google

 

Users will then obtain one-time passwords (OTPs) from their financial institution and UIDAI, which shall be used to finish the authentication course of. Users can then arrange their UPI PIN and begin sending and receiving cash on Google Pay. Users’ Aadhaar numbers are merely shared with NPCI and never saved by the corporate, based on Google.

Last month, Google rolled out UPI funds help for RuPay card holders of eight banks within the nation. As per particulars shared by Google, Axis Bank, Bank of Baroda, Canara Bank, HDFC financial institution, Indian Bank, Kotak Mahindra Bank, Punjab National Bank and Union Bank of India checking account holders would be capable of hyperlink their RuPay playing cards with Google Pay to make UPI funds. 


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