Affirm’s pay-over-time choice involves Canada by Amazon | Engadget

You now not have to stay within the US to make use of Affirm’s buy-now-pay-later providers for a lot of your on-line purchasing. Affirm is expanding to Canada by a partnership with Amazon. Spend $50 or extra at Amazon.ca and you’ll select Affirm’s pay-over-time choice at checkout to separate the invoice into month-to-month funds. As within the States, there are no late charges or shock prices.

The fee choice will likely be accessible inside a month. The Canadian rollout comes roughly two years after Affirm purchased native equal PayBrilliant — that is successfully a rebranding. Affirm serves Australia as effectively, however just for folks shopping for Peloton train gear.

This will not assist if you happen to desire to buy past Amazon, and may show costly in case your buy quantity and pay schedule contain important rates of interest (they vary from zero to 30 p.c, Affirm says). As with a automotive or home, you are paying extra general to make the worth simpler to swallow. Still, this might be helpful if you cannot afford to purchase a pc or TV outright and have to unfold the prices.

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